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Disruption is one word we whisper around us for a while. It means drastically altering or destructing the entire structure of any Industry from its grass root. Off late, it is being observed that technological disruption in financial sector has taken place in an unprecedented pace. Financial Sector was previously run by age-old organizations working pretty efficiently in a defined environment. Banks provided banking and ancillary financial services. Insurance companies provided insurance. Investments were usually made through mutual fund houses or the informal sector and the consumers were more or less in tune with this paradigm.  Emergence and evolution of Fintech companies changed how BFSI operates. Starting from banks/FIs, other FinTech companies encapsulate services like fund transfers, payments, loans and other financial function into technological platform with larger scope of disruption.


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